Friday, 26 February 2016
I've been compromised
My weekend is off to a bad start.
I came home to a message from my bank that my ATM card has been compromised and cancelled.
My card number and PIN were used five times today at a suburb 50kms from where I live. Person(s) unknown checked my balance, made two withdrawals and two other withdrawals were declined. I did not authorise the transactions, nor have I loaned out my card at any time, nor have I shared my PIN.
My guess is that the card was 'skimmed' when I was using it an ATM.
Following up this afternoon the bank has accepted a fraud was committed and I will be repaid the two unauthorised withdrawals.
Unfortunately I have to wait for a replacement card to be sent to me.
It is an awful feeling. At least this bank was quick to pick up the fraud unlike another bank a year ago who, until I raised the alarm, failed to notice literally dozens and dozens of unauthorised uses of my credit card within a couple of weeks amounting to around $3,000 of services in a city on the other side of the planet at a time when I was clearly home in Australia.